Lending-as-a-Service (LaaS)

Unifin Experts forms strategic alliances with Non-Banking Financial Companies (NBFCs) and Microfinance Institutions (MFIs) to design, develop, and manage fully branded digital lending platforms. Our LaaS model helps institutions transform their credit delivery through seamless technology, compliant operations, and data-driven efficiency—enabling partners to scale faster in today’s digital-first lending ecosystem.

What we focus on:

Building and managing white-labeled digital lending platforms tailored for partner institutions

Delivering end-to-end solutions covering loan origination, underwriting, disbursement, and collections

Ensuring operational and regulatory compliance aligned with RBI norms

Integrating automation, analytics, and AI to enhance performance and customer experience

Loan Categories We Focus On:

Short-Term Personal Loans (STPL)

Structured to provide quick and easy access to credit for individuals’ short-term personal or emergency financial needs.

Who Can Partner With Us?

We welcome partnerships with:

Registered Non-Banking Financial Companies (NBFCs)

Licensed Microfinance Institutions (MFIs)

All participating institutions must adhere to the relevant RBI regulations and statutory compliance standards.

Our Role in the Partnership

Unifin Experts shall:

Provide a complete digital lending stack encompassing origination, underwriting, disbursal, and repayment management

Oversee end-to-end operations to ensure compliance, customer experience, and portfolio health

Deliver transparent reporting and operational accountability across every stage of the lending lifecycle

Our aim is to empower financial institutions to concentrate on governance, capital management, and business expansion—while Unifin Experts manages the execution, technology, and compliance backbone of their lending operations with precision and reliability.

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